The health district can provide Loan Certification for ISDS and Water Wells. Loan certifications are sometimes required by lenders before a residential loan can be approved.

General Information

• Requests for Loan Certification must be made in person by the applicant or a representative.
  
  
• Three working days (from the date all required information is obtained) are needed to complete the certification form.
  
  
• Fee must be paid at the time the certification is requested. In the event a loan is canceled, fees are non-refundable. Cash, money order, and cashier's checks are accepted.
  
  
• We will need to have full access to the well, pump and/or septic system for inspection purposes. Gates must be unlocked and dogs confined.

Individual Sewage Disposal System

No paperwork is required to request an ISDS certification, however, we will need to know the number of bedrooms, bathrooms, if the home has a garbage disposal and if the home uses a well or public water.

The clerk at the Septic System counter will determine which of the below items will be required to complete the ISDS loan certification:

• If the final ISDS construction approval has been within the last three months, then a file-search is sufficient for certification.
  
  
• If the final ISDS construction approval has been within the last 12 months, an onsite inspection of the property is required.
  
  
• If the final ISDS construction approval was over 12 months ago, then the 2 foot lid must be removed from the top of the septic tank for inspection.
  
  
  • If a pumping receipt, from a permitted pumping company, can be furnished and it is dated within the last 12 months for this property then the lid does not have to be removed for the inspection.
    
    
  • If the lid is removed and the inspector determines that the tank should be pumped, you will be notified and the original pumping receipt will be required prior to certification.
    
    
• If there is no record of an approved ISDS, then no certification will be given until septic system is permitted. Visit the Residential Septic Tank Permit Requirements webpage for information on getting a permit to construct.

Water Well

In addition to the below information, we will need to know the number of bedrooms, bathrooms, and if the home has a garbage disposal.

• A chemical and bacteriological analysis (Domestic Water Analysis Panel) is required for certification of the drinking water. This may be done through a private certified laboratory. See below list for approved local certified private laboratories. Water samples must be collected by authorized personnel from the certified laboratory.
  
  
• A copy of the well drillers log is required for completion of the form. If a copy is not on file with the health district, then you must supply a copy. If you do not have a copy, one may be secured from Nevada State Division of Water Resources, 400 Shadow Lane, Suite 201, Las Vegas, NV 89101 or by calling (702) 486-2770.

Certified Private Laboratories

Effex Analytical Services — (702) 367-1187*
Great Basin Laboratories — (775) 323-4822*
Sierra Environmental Monitoring, Inc. — (702) 617-7867*
Silver State Analytical Laboratories — (702) 873-4478*

*Request a Domestic Water Analysis Panel

Fees

• File search only — $100
• ISDS or well only — $268
• ISDS and well — $340
• Reinspection — $275

Note: In the event a loan is canceled, fees are non-refundable. Cash, money order, and cashier's checks are accepted.